Highlights

  • No.of Districts 12
  • No. of Branches 25
  • No. of members 38K
  • No. of Borrowers 24914
  • Loan Outstanding 63.23CR
  • Repayment Rate 98.15%
Loan Products

Loan Products

SCPL with its vast expertise and a successful stint in the financial arena offers various products to the customers for their growth and upcoming.

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Fair Practise Code

Based on the guidelines issued by RBI, SCPL follows a fair practice code with respect to customer lending and various other business handlings

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CSR & Networking

Creating a shared value in the society is a major need through which equality in the society can be established.

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Swarnodhayam

Who We are ?

Swarnodhayam Credits Private Limited (SCPL), headquartered in Annamalai Nagar, Tiruchirappalli, is a well-established NBFC registered with the Reserve Bank of India. We are part of the reputed Grama Vidiyal Conglomerate, which has been active in credit lending and women empowerment in Tamil Nadu since the late 1980s. SCPL began its microfinance operations in 2011. Since its inception, Swarnodhayam Credits Private Limited (SCPL) has extended its services to a large number of individuals, with a particular focus on women residing below the poverty line. The fundamental objective behind the establishment of SCPL is to bring Financial Inclusion. While a segment of the population has access to networks that adequately meet their basic and daily needs, a significant portion still remains underserved and continues to struggle to get access to Credit for Income Generation.

 

 

Swarnodhayam's Blog

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